On 11 August, the Reserve Bank left the cash rate target at 4.35%. It had already raised the rate by a total of 0.75 percentage points during 2026, and said inflation was still too high.
For a business borrower, the RBA decision is only part of the picture. When we compare commercial finance, we also look at the asset, loan term, deposit, trading history, financials and available security. Two lenders can view the same application differently, even when the cash rate has not changed.